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Buying a franchise resale is a significant investment. The upside is that, unlike many start-ups, a resale often comes with trading history, a customer base, and an operating model that is already proven. That matters when it comes to funding. Lenders generally prefer businesses with evidence, and franchise resales can tick that box. In many cases, specialist franchise lenders are willing to lend more confidently because they understand the model, the support behind it, and the reduced risk compared to an unknown independent start-up. Here is a clear overview of the main ways to fund a franchise resale, plus the key things to get right if you want your finance application to land well. 1. Personal savings Using your own funds can be the simplest route. 2. Bank loans Specialist franchise lenders often understand the model and may lend more confidently where the business and brand are proven. 3. Government-backed finance Depending on the scheme and the criteria at the time, government-backed lending can be another option. 4. Seller financing In some resale deals, the seller may agree to defer part of the purchase price. 5. Investors or partnerships Bringing in an investor can reduce the amount you personally need to fund. Tips for success Keep your credit profile strong, be realistic about repayments, and present a credible plan backed by evidence. Final Thoughts Funding a franchise resale is very achievable, but the best results come from matching the right funding route to the right opportunity. Above all, focus on credibility. Clear financials, realistic projections, and a strong understanding of what you are buying will put you in the best position to secure funding and complete with confidence.